LED small and micro enterprise mutual fund helps LED enterprise development

LED screen network reported on July 20 that a total of 32 enterprises attended the mutual fund symposium organized by Shenzhen LED industry association and Minsheng Bank yesterday. On-site investigation found that 90% of enterprises are looking forward to obtaining funds through new loans, and 80% of enterprises plan to use loans for technology research and development; At least 70% of the participating companies hope to apply for 2. 5 million yuan (The same below)The above large loans. The LED small and micro enterprise mutual fund, which was established by the Shenzhen LED Industry Federation and China Minsheng Bank Shenzhen branch, is the first time in the industry to provide loans to enterprises through the mutual fund model. Cao Wei, director of the financial services department of the Federation, introduced that 39 of the more than 600 member companies in the LED Federation have signed up for the symposium and 32 companies have been present. According to the fund scale determined by the Federation and Minsheng Bank, at least 50 enterprises plan to set up funds, with a total fund of more than 10 million yuan, and each enterprise will invest at least 200 thousand yuan in the fund pool on average. According to the plan of the Federation and Minsheng Bank, it is hoped that the first fund will be successfully established in the third quarter of this year. The questionnaire at the symposium showed that it was clear that 90% of the people who planned to apply for loans. A company that chose to apply for a loan said that the amount of mutual fund loans is much higher than that of small loan companies, and the annual interest rate within 10 is much lower than the annual interest rate of 30 common small loan companies. Minsheng Bank introduced that the amount of corporate loans will be proportional, and large loans of more than 2. 5 million yuan will be controlled according to a certain proportion. It can be seen from the data that at least 2. 5 million of enterprises have the intention to apply for large loans of more than yuan. Obviously, the large amount of mutual fund loans will face a situation of less porridge. The relevant person in charge of Minsheng Bank explained that this ratio can be adjusted according to the overall situation of the participating fund enterprises. For example, if there are more powerful enterprises, the proportion of large loans may be raised. In the multi-option survey questions provided, 45 enterprises plan to apply for loans to relieve the pressure of working capital, 20 enterprises for transformation, and 80 enterprises for technology research and development. 55 of enterprises are used to expand production scale. It is not difficult to see that technology research and development has become the loan purpose of most enterprises. It is understood that the fund is short for two years, and the Federation and Minsheng Bank will determine the specific time for the fund formation after determining 50 companies. In order to ensure that corporate loans do not flow into the private loan field and ensure that funds are used for the development of the LED industry, Minsheng Bank said that it will strengthen the monitoring of corporate operating cash flow and regularly visit enterprises to understand the business operations.